Protect What Matters Most. Start With a Free Chat.
Quality life, TPD and income protection cover for Australians. Depending on the cover and your fund, premiums may be able to be paid from your super rather than your pay packet. Free consultation. No obligation.
- No cost, no obligation consultation
- Premiums may be able to be paid from your super
- General insurance information
- General product information from our approved product list
Licensed & Authorised
Insurance Specialists Australia Pty Ltd (ACN 698 622 534, Corporate Authorised Representative No. 1322585) is an authorised representative of Nexa Life Solutions Pty Ltd ABN 85 672 917 896, AFSL 563622. We provide general financial product advice on life insurance products and explain the available options. We do not provide personal financial advice.
Authorised Representative
Authorised representative of Nexa Life Solutions Pty Ltd, AFSL 563622
AFSL 563622
Held by Nexa Life Solutions Pty Ltd, our licensee
General Advice Specialists
We provide general advice on life insurance products
Secure & Confidential
Your information is handled securely and in line with our Privacy Policy
Get Your Free, No-Obligation Quote
Tell us a little about you and a specialist will send general information about the available options within 24 hours. There's nothing to pay, and nothing to sign.
We respond within 24 hours
Comprehensive Protection for Every Stage of Life
Four core insurance products designed to safeguard your future, no matter what life brings.
Life Insurance
Secure your financial future with comprehensive life cover that provides peace of mind when your loved ones need it most.
- Lump sum payouts
- Terminal illness cover
- Premiums may be payable from super
TPD Insurance
Lump sum cover if illness or injury permanently stops you working. Premiums may be payable through your superannuation.
- Own or Any Occupation cover
- Lump sums to $5M
- Premiums may be payable from super
Income Protection
Protect up to 70% of your income if you're unable to work due to illness or injury, keeping your lifestyle intact.
- Up to 70% income cover
- Flexible waiting periods
- Premiums may be payable via super, where available
Trauma Insurance
Lump sum benefit on diagnosis of defined critical conditions such as cancer, heart attack and stroke. It pays even if you return to work.
- Pays on diagnosis
- 40+ conditions covered
- Optional child cover
A Simple 3 Step Process
Timeframes vary by insurer and personal circumstances. Some applications can be assessed on health questions alone, while others require medical evidence.
1. Free 15-min chat
Tell us about your income, situation, and any cover you already have. No pressure, no fees, no obligation.
2. We explain the available options
We provide general information about the products available through our approved product list, including features, definitions, costs and whether premiums may be payable through super where available.
3. You're protected
Review your options in clear, plain English. If you choose to proceed, we’ll guide you through the application process.
Your premiums may be able to be paid from your super
Many life and TPD policies, and some income protection cover, may be structured with premiums payable from your superannuation, where available. Availability and eligibility depend on the product, insurer, super fund and applicable superannuation rules.
Annual Premiums
One simple payment each year
Super Paid
Premiums may be payable from super, where available
Subject to Super Rules
Availability and eligibility depend on the product, insurer, super fund and applicable superannuation rules.
Why Australians Choose Us
We explain the available options in plain English so you can make an informed decision.
Client-First Approach
Honest, no-pressure general information so you can explore the options that interest you.
Australian Owned
Proudly Australian owned and based in East Brisbane, Queensland. Serving clients Australia-wide.
Plain-English Information
Clear, jargon-free general information so you understand what a policy covers, and what it does not.
Approved Product List
Our product comparisons are limited to the life insurance products available through our licensee-approved product list. We do not compare every insurer or insurance product available in the Australian market.
Products currently available through our approved product list: Neos Protection, Encompass Protection, Futura Protection.
How We're Paid
There is no separate fee for the initial consultation or for receiving general product information from us. If you apply for and obtain an insurance policy through Insurance Specialists Australia, we may receive commission from the relevant insurer. This commission is generally included in the insurer's premium and is not added as a separate charge. Further information about our remuneration is available in our Financial Services Guide and will be disclosed as required.
Questions Australians Ask Us Most
Straight answers, no jargon. Still unsure? Have a 15-minute chat with a specialist.
Don't Leave Your Future to Chance
One conversation could be the most important 15 minutes you spend this year. Talk to a specialist today. There's nothing to pay, and nothing to sign.
Mon-Fri 8am-8pm · Sat 9am-2pm (Queensland time) · We respond within 24 hours